Privacy Policy

Effective Date: October 6, 2026

EZ Path Capital ("EZ Path Capital," "we," "us," or "our") respects your privacy. This Privacy Policy explains how we collect, use, share, and protect your information when you visit ezpathcapital.com (the "Website"), apply for financing, communicate with us, or participate in our text messaging program (collectively, the "Services"). By using the Services, you agree to the practices described in this Privacy Policy.

1. Information We Collect

Information you provide to us. When you request a consultation, submit a loan application, or contact us, we may collect:

  • Contact details, such as your name, email address, mobile phone number, and mailing address;
  • Business and borrower details, such as your entity name, real estate investment experience, and ownership information;
  • Property and transaction details, such as the property address, purchase price, rehab budget, estimated after-repair value, and rental income;
  • Financial information needed to evaluate your loan request, such as credit information, bank statements, and asset documentation;
  • Any other information you choose to share with us in messages, calls, or uploaded documents.

Information collected automatically. When you visit the Website, we may automatically collect your IP address, browser type, device type, pages viewed, referring website, and the date and time of your visit. We collect this using cookies and similar technologies.

2. How We Use Your Information

We use your information to:

  • Respond to your inquiries and schedule consultations;
  • Evaluate, process, and service your loan request, including underwriting and closing;
  • Send you updates about your application, document requests, appointment reminders, and closing information by email, phone, or text message (where you have consented);
  • Provide customer support;
  • Verify your identity and help prevent fraud;
  • Operate, maintain, and improve the Website and our Services;
  • Comply with legal, regulatory, and contractual obligations.

3. How We Share Your Information

We do not sell your personal information. We share your information only as described below:

  • Lending partners: With the third-party lenders who fund loans arranged through our platform, solely so they can evaluate, underwrite, fund, and service your loan request.
  • Service providers: With vendors who perform services on our behalf, such as credit reporting agencies, appraisers, title and closing companies, technology and hosting providers, and communication platforms. These providers may use your information only to perform services for us.
  • Legal requirements: When required by law, subpoena, or court order, or when we believe disclosure is necessary to protect our rights, prevent fraud, or protect the safety of any person.
  • Business transfers: In connection with a merger, acquisition, or sale of all or part of our business, subject to this Privacy Policy.

4. SMS / Text Messaging Privacy

If you opt in to receive text messages from EZ Path Capital, we collect your mobile phone number and your consent to be contacted by text message. We use this information only to send you the messages you agreed to receive, such as loan application updates, document requests, appointment reminders, and customer care responses.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

You may opt out of text messages at any time by replying STOP. For help, reply HELP or contact us at +1 (516) 376-3908 or [email protected]. Message and data rates may apply. Message frequency varies. See our Terms of Service for full SMS program terms.

5. Cookies and Tracking Technologies

We use cookies and similar technologies to keep the Website working properly, remember your preferences, and understand how visitors use the Website. You can set your browser to refuse cookies or alert you when cookies are being sent. If you disable cookies, some parts of the Website may not function properly.

6. Data Security

We use reasonable administrative, technical, and physical safeguards designed to protect your information from unauthorized access, use, or disclosure, including encrypted transmission of data submitted through the Website. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

7. Data Retention

We keep your information for as long as needed to provide the Services, process and service your loan request, and comply with our legal, regulatory, and recordkeeping obligations. When information is no longer needed, we securely delete or anonymize it.

8. Your Choices and Rights

  • Text messages: Reply STOP to any message to stop receiving texts.
  • Email: Use the unsubscribe link in any marketing email, or contact us.
  • Access, correction, and deletion: You may request access to, correction of, or deletion of your personal information by contacting us at [email protected]. We will respond within the time required by applicable law. Some information may need to be retained to meet legal or regulatory requirements.

Depending on where you live, you may have additional rights under state privacy laws. We will honor those rights as required by law and will not discriminate against you for exercising them.

9. Children's Privacy

Our Services are not directed to individuals under 18 years of age, and we do not knowingly collect personal information from children. If we learn that we have collected information from a child under 18, we will delete it promptly.

10. Third-Party Websites

The Website may contain links to third-party websites. We are not responsible for the privacy practices of those websites, and we encourage you to review their privacy policies.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we do, we will post the updated version on this page and revise the Effective Date above. Your continued use of the Services after changes are posted means you accept the updated Privacy Policy.

12. Contact Us

If you have questions about this Privacy Policy or how we handle your information, please contact us:

EZ Path Capital
611 South DuPont Highway, Suite 102
Dover, Delaware 19901
Phone: +1 (516) 376-3908
Email: [email protected]